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Online Mortgages: Made Simple

Find Me A Mortgage

4 Simple Steps to your perfect mortgage deal

Let us Know your Circumstances

Provide us with a few details about your circumstances so we can begin to search for the best deal for you

Get the appropriate deal

We’ll compare over 1000 products from 90 different lenders to find your mortgage

Apply Online

Your application can be completed online with zero paperwork when you sign up to Open Banking and Digital ID verification

Complete your Mortgage

We’ll submit your application and keep you updated until your mortgage completes

Find out how much you could borrow.

Get it started now

Why WIS Mortgages?

No Broker

We get paid by the banks, so we don’t charge you any additional fees (not only on this mortgage but for any future mortgages)

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Fully Digital Solution

We offer a complete online mortgage service. But our friendly advisers are always on hand to help should you need it

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Out of hours service

We’re always available to assist you, including evenings and weekends

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The most suitable deal

We compare over 1000 products from 90 different lenders to find you the most appropriate mortgage

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Lifetime Tracking

Our tracker compares your mortgage every day and will let you know if you could be on a better deal

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Your mortgage online

Our fully digital solution means you can manage your mortgage application online 24/7

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Fully qualified brokers

All our brokers CeMap qualified and are from financial services backgrounds

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We use our wealth of experience to find you the most appropriate mortgage no matter your financial circumstances

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What people say about WIS?

We aim to offer a service that is simple, stress-free and gets you a great deal. But don’t just take our word for it, read what our valued clients are saying about our services.

Its already 6 years with them and cannot praise enough for the value WIS team provides me with all my limited company's accounting needs. I've dealt with other accountancy firms in the past and WIS are not your average accountants, always professional, willing to help, timely and go the extra mile. I really like the

Manmohan Sappidi

It’s a excellent team at WIS. They are professionals and very knowledgeable. What sets them apart from other firms is their personal service, you are not just an entry in their system but you will get a personal attention all the time. This is very very needed interns of mortgages as each case situation is

Raju Lakshmanan

I took help from WIS mortgages for remortgaging my current property and also buying a new one. It was a complex situation but WIS mortgages were able to sort out both mortgages and managed to get very good rate. They were always available to answer my questions. I was a bit worried initially as I

Ashish Aggarwal

Being a self-employed person who owns a property, it was quite a difficult job to find a suitable mortgage or re-mortgage. This is where WIS Mortgages specializes. They not only understands the pay pattern of contractors like us but also able to suggest the right path. Like any other mortgage providers, they are good in

Prosenjeet Banerjee

Ma Friendly people and professional service! I took WIS Mortgages service, first for my residential mortgage and then for re-mortgage. And both times, I got the best available rates in the market and profession advice on the subject. They manage all the paperwork very efficiently and always available to discuss with my Estate Agent and Solicitor

Manish Jain

Want to know more?

Here are some of the common questions we receive. If you can’t find the answer to your question here, please see our FAQ page or contact us on the phone or chat– we will be delighted to help!

When should you use a mortgage broker?

Contact a mortgage broker when you are interested in buying a particular property and you need some guidance through the whole process.
Click here if you are buying a property for the first time

Is it hard to get a mortgage right now?

No, with the right amount of deposit in hand it is not that hard after all unless your current circumstances are complicated and that is why we are there to help! Click here for more info on getting a mortgage

Is it possible to get a mortgage for a limited company director with 1-year history?

Yes, you can. There are few lenders who will consider limited company directors with 1-year history.
Please click here to know more
Self-Employed Mortgages | WIS Mortgages | Mortgage Advice

Can I get a mortgage using final account figures?

Yes, this is possible. Generally, lenders will ask final accounts for 2 years. However, there are lenders who will consider 1-year final accounts as well.
Please click here to know more Self-Employed Mortgages | WIS Mortgages | Mortgage Advice

Can I get a mortgage if I am a contractor?

Yes, you can. Even as a new contractor you are eligible to apply for a mortgage. If you have sufficient deposit and good credit scoring you can secure a mortgage. Check more info here.

Will contracting inside IR35 affect my mortgage?

The answer is no. You will still be eligible to obtain a mortgage. Check more info here.

Can British Expats and foreign nationals apply for mortgages in the UK?

Yes, both British Expats and foreign nationals can now apply for mortgages when buying properties in the UK. The application procedure is different, and you need specialist advise from an experienced mortgage advisor. Check more info here.

How do you know if you qualify for a mortgage?

It depends on factors such as income, credit history, existing credit commitments, and number of financial dependents. Also, other factors such as suitability of the property as security.
Try our Mortgage Calculators Find My Mortgage


to speak to a real Person?

to chat to a real person?

us to call you back?

We will be delighted to speak with you on the phone or through our live chat feature now

* Call us from Monday to Friday (8am – 7pm) and Saturday (9:30am – 3pm) We accept applications over the phone.

WIS Mortgages and Insurance Services is a trading style of WIS Contractor Mortgages Ltd which is registered in England and Wales. Registered Number 11496588.
Registered Office 4 Imperial Place, Maxwell Road, Borehamwood, England, WD6 1JN.

WIS Contractor Mortgages Ltd is authorised and regulated by the Financial Conduct Authority. Registered number 824411.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Mortgage services are provided at no extra cost to you, we will receive a fee from the lender once the mortgage completes.
For insurance business we offer products from a choice of insurers.

We are an independent firm for insurance products we offer .

You may have to pay an early repayment charge to your existing lender if you remortgage. Your savings will depend on personal circumstances.