Buy To Let For Companies (SPV Mortgages)

Buy to let lenders who offer mortgages to limited liability companies usually require the limited company to be an SPV (Special Purpose Vehicle). This means the company should be set up only for the purpose of holding and renting out property. An SPV company can be registered at Companies House specifying company name, registered address, […]

First Time Buyer’s Guide

Buying your first home is a really exciting milestone in your life, but it can seem a bit daunting. In this guide, we’ll walk you through the steps you need to take to buy your first home. By the end of this guide, you will be confident that you know what to do at each […]

Remortgage Guide

Can you help with buy-to-lets

There are certain times in the life of your mortgage when you might consider remortgaging your home. This may be to find a better rate, pay off a debt or fund home improvement. In this guide, we’ll take you through the pros and cons of remortgaging to help you find out if it is the […]

Help to Buy Scheme Guide

In the current property market, it can be challenging to get on the property ladder. For this reason, the government set up The Help to Buy Scheme. This initiative is intended to help first-time buyers as well as those who already own a property. There are several Help to Buy Schemes available to help those […]

House Survey Guide

There are several types of property surveys available. The one you choose will depend on the age and condition of the property as well as if you plan on undertaking any major structural work on your new home. At the very least, your lender will undertake a mortgage valuation to determine the value of the […]

Joint Tenancy or Tenancy in Common

If you are buying a property with someone, it is essential that you choose the right structure for your purchase. There are two main ways to purchase a property with other people. They are Joint Tenancy or Tenancy in Common. Tenancies in Common and Joint Tenancies allow people to co-own a property. However, they are […]

Moving Home Guide

Moving home can be a daunting prospect. However, it can run more smoothly, and even be enjoyable, with a bit of thought and careful planning. Whether it’s your first time selling your home, or it has just been a long time since you went through the process, we hope this guide will help you arrange […]

Why You May Need Key Man Insurance

Key Man Insurance can provide a cash injection to a business if an employee dies or suffers a serious illness, allowing the business to continue trading at a time of considerable uncertainty and financial pressure. Key Man Insurance is a life or disability policy taken out and paid for by the company. The company is […]

Private Medical Insurance 

Private Medical Insurance (PMI) provides access to high-quality private medical facilities and medical treatments, at a time and place to suit you. It also plays an important role in helping fund the cost of early diagnosis and treatment of acute conditions. This could be anything from a few sessions of physiotherapy, to more complex procedures.  […]

Reduce Your Mortgage By Connecting It To Your Savings Account?

Wondering how to save money on your mortgage? Looking for a way to shorten your mortgage term or reduce your monthly payments? An Offset Mortgage could provide the answer. An Offset Mortgage is a blend of a traditional mortgage linked to a savings accounts held with the same lender. The mortgage interest will be offset […]