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Online Mortgages: Made Simple

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Use the quick and simple quotation system to get a mortgage quote in seconds.

£75 Incentive from WIS Towards Your Moving Cost !

We know moving can be stressful and expensive, so we're here to make it a little easier. Guess what? We're giving you £75 towards your moving costs!

At WIS, we're committed to supporting you every step of the way on your home-buying journey. Whether it's your first home, a remortgage, or moving to a new property, we're here to help—without charging broker fees.

Start your journey with us today and let us take some of the pressure off your move!

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4 Simple Steps to your
perfect mortgage deal

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Let us Know Your Circumstances

Provide us with some details about your circumstances so we can begin to search for the best deal for you

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Get the
appropriate deal

We'll compare over 1000 products from 90 different lenders to find your mortgage

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Online

Your application can be completed online with no paperwork, when you sign up to Open Banking and Digital ID verification

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Complete your
Mortgage

We'll submit your application and keep you updated until your mortgage completes

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Affordability Calculator

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Why WIS Mortgages?

Mortgage Calulator

Use our mortgage calculator and quickly see what mortgage rates are available to you

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Fully Digital Solution

We offer a complete online mortgage service. But our friendly advisers are always on hand to help should you need it

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Out of hours service

We're always available to assist you, including evenings and weekends

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The most suitable deal

We compare 1000+ products from 90+ different lenders to find you the most appropriate mortgage

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Lifetime Tracking

Our tracker compares your mortgage every day and will let you know if you could be on a better deal

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Your mortgage online

Our fully digital solution means you can manage your mortgage application online 24/7

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Fully qualified brokers

All our brokers CeMap qualified and are from financial services backgrounds

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Experience

We use our wealth of experience to find you the most appropriate mortgage no matter your financial circumstances

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What people say about WIS?

We aim to offer a service that is simple, stress-free and gets you a great deal. But don't just take our word for it, read what our valued clients are saying about our services.
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Want to know more?

Here are some of the common questions we receive. If you can't find the answer to your question here, please see our FAQ page or contact us on the phone or chat– we will be delighted to help!

Contact a mortgage broker when you are interested in buying a particular property and you need some guidance through the whole process.
Click here if you are buying a property for the first time

No, with the right amount of deposit in hand it is not that hard after all unless your current circumstances are complicated and that is why we are there to help! Click here for more info on getting a mortgage

Yes, you can. There are few lenders who will consider limited company directors with 1-year history.
Please click here to know more Self-Employed Mortgages | WIS Mortgages | Mortgage Advice

Yes, this is possible. Generally, lenders will ask final accounts for 2 years. However, there are lenders who will consider 1-year final accounts as well.
Please click here to know more Self-Employed Mortgages | WIS Mortgages | Mortgage Advice

Yes, you can. Even as a new contractor you are eligible to apply for a mortgage. If you have sufficient deposit and good credit scoring you can secure a mortgage. Check more info about contractor mortgages here.

The answer is no. You will still be eligible to obtain a mortgage. Check more info here.

Yes, both British Expats and foreign nationals can now apply for mortgages when buying properties in the UK. The application procedure is different, and you need specialist advise from an experienced mortgage advisor. Check more info here.

It depends on factors such as income, credit history, existing credit commitments, and number of financial dependents. Also, other factors such as suitability of the property as security.
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WIS Mortgages and Protection Services is a trading name of WIS Contractor Mortgages Limited who is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK, and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA's website https://register.fca.org.uk/ or by contacting the FCA on 0800 111 6768. Our Financial Services Register number is 824411

Some Buy to Let mortgages are not regulated by the Financial Conduct Authority therefore you may not have the same consumer protection with these mortgages as they are considered a business transaction.

Registered in England and Wales with company registration number 11496588 the registered address is 4 Imperial Place, Maxwell Road, Borehamwood, England, WD6 1JN.

We are a credit broker, not a lender and information on our charges can be found here

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments