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Category: Uncategorized

Why Are Mortgage Interest Rates Going Up Suddenly?

July 16, 2026

If you have never heard of SONIA swap rates before, you are not alone. Most people only come across the term when their fixed mortgage deal is ending, and they are trying to work out why the new rates on offer look different from the ones they signed up to a few years ago.

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help@wismortgages.co.uk 020 3011 1986

WIS Mortgages and Protection Services is a trading name of WIS Contractor Mortgages Limited who is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK, and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA's website. By signing up, you agree we can email you about our products, services, offers, news, insights, and research. Unsubscribe any time. More in our privacy policy or by contacting the FCA on 0800 111 6768. Our Financial Services Register number is 824411.

Some Buy to Let mortgages are not regulated by the Financial Conduct Authority therefore you may not have the same consumer protection with these mortgages as they are considered a business transaction.

Registered in England and Wales with company registration number 11496588. The registered address is 4 Imperial Place, Maxwell Road, Borehamwood, England, WD6 1JN.

We are a credit broker, not a lender and information on our charges can be found here.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

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