February 2022 - WIS Mortgages

What happens if you can’t remortgage?

February 24, 2022

Remortgaging is the recommended option for homeowners coming to the end of a fixed-rate deal. This allows them to secure another fixed-rate mortgage deal to replace the one they are on so they can continue to benefit from predictable monthly repayments.

As a contractor in the UK am I eligible for a buy to let mortgage?

February 22, 2022

As a self-employed person in the UK, maybe you faced some frustration or dead-ends the last time you tried to get into a buy-to-let mortgage, and now you are asking yourself, am I eligible for a buy-to-let mortgage or not? We understand how you feel.

Do you need to get a mortgage in principle before making an offer?

February 17, 2022

Buying a home can be intimidating, especially for first time buyers new to the process. There is a lot that can go wrong, including problems found during the survey, your offer being rejected or your mortgage application being refused.

Does getting a decision in principle affect credit score?

February 15, 2022

Homeowners looking to move home or remortgage their existing property will need to arrange finance to cover the cost. For most people, this means applying for a mortgage. But how do you know if you’ll be approved?

Can I get a mortgage as a contractor?

February 10, 2022

Following the demise of self-certification mortgages in 2008, many contractors mistakenly believe they will no longer be approved for a loan. So, it’s no surprise that ‘Can I get a mortgage as a contractor?’ is one of the most common questions we get asked.

What does it mean to remortgage a house?

February 8, 2022

A mortgage is a long term commitment, but that doesn’t mean you have to stay with the same lender for the entire duration of the loan. Remortgaging is a common way of securing a better rate once an introductory fixed-term deal has ended. But what does it mean to remortgage a house?

What do you need for a mortgage?

February 4, 2022

When you apply for a mortgage, whether it’s for your first time or your fifth, being prepared is the best position to start from. Understanding the answer to ‘what do you need for a mortgage?

Is it wise to remortgage your house?

February 1, 2022

If you are wondering whether or not it is wise to remortgage your house, there are definitely a few things to consider. A remortgage on your home can be an incredibly beneficial approach as it has the potential to save you a considerable amount of money on your monthly repayments.

Month: February 2022