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Month: March 2024

Will a higher deposit get you better mortgage rates

March 15, 2024

Learn about how deposits work for mortgages in this article that looks to answer the question, ‘will a higher deposit get you better mortgage rates?’ and more. Securing the best rates for your mortgage is a smart move that will make it easier, and potentially faster, to pay off over time. One of the main areas where you can impact how the mortgage is set up is the deposit you put down – but could a higher deposit get you a better rate on your mortgage?

SPV mortgage vs personal BTL

March 8, 2024

The world of property investment is filled with different financing options, each with its own set of advantages, use cases and complexities. Two popular choices are Special Purpose Vehicle (SPV) Mortgages and Personal Buy-to-Let (BTL) Mortgages. Understanding the differences between these two can really help investors make informed decisions. So in this article, we’re going to compare these two financial products, look at their benefits and more to help you make the right financing choice.

Does the bank of England base rate really affect interest rates?

March 4, 2024

Find out the answer to the question, ‘does the Bank of England base rate really affect interest rates?’ in this article that looks at the current base rate. The base rate is often seen as a benchmark for interest rates across the economy in the UK. This rate is what the Bank of England charges other banks and lenders when they borrow money, making it an influential figure in the economic system.