AI for Mortgage Brokers UK: Build a Faster, Smarter Advisory Business

Registered Individual (RI) Prospectus

The Home for the Next Generation of AI Ready Mortgage Advisers

1. Welcome to WIS Mortgages

WIS Mortgages is a modern, forward thinking mortgage network built for advisers who want to work smarter, grow faster and embrace the future of the industry.

Whether you see yourself as a self employed mortgage broker, an Authorised Representative, or a Registered Individual, our proposition is designed to support you at every stage.

Our mission is simple:
To help advisers become the most efficient, technologically advanced and future ready brokers in the UK.

2. Why Join WIS as a Registered Individual or Authorised Representative?

Becoming an RI or AR with WIS gives you the perfect balance of independence and support.

You remain in full control of your business as a self-employed adviser, while we provide:

• industry leading technology
• full training and mentoring
• AI workflows
• complete admin support
• high quality leads
• market leading commissions
• no fees at all

You maintain the freedom of a self-employed role and benefit from the support of an established and innovative mortgage brand.

3. AI Training and Support

Every adviser who joins us receives personalised AI training delivered directly by Ifthikar Mohamed, one of the leading voices for AI adoption in the UK mortgage space.

This training helps self-employed brokers and RIs work more efficiently, reduce admin and enhance client delivery through tools such as:

• automated admin
• suitability generation
• digital onboarding
• criteria checks
• communication tools
• customer retention
• workflow optimisation

The training is practical and tailored to the work of a modern mortgage adviser.

4. Adviser Mentoring and Professional Development

Self employed advisers often miss out on structured development.
Not at WIS.

You receive:

• onboarding support
• experienced adviser mentoring
• best practice guidance
• compliance support
• CPD opportunities
• submission help
• business development support

You are independent but never on your own.

5. MortgagX – The Most Advanced Mortgage Platform in the UK

Every RI or AR working with WIS receives full access to MortgagX.

MortgagX includes:

• Open Banking
• credit integration
• intelligent case management
• digital onboarding
• suitability support
• ID verification
• CRM auto population
• workflow automation
• criteria search

This gives self employed advisers the same systems normally only available to large firms and networks.

6. The Mortgage AI Toolkit – All Nine Tools Included Free

As a Registered Individual, Authorised Representative or self employed broker with WIS, you receive all nine AI tools free of charge.

The toolkit includes:

1. Draftlee
2. Collibry
3. DealStream
4. myCriteria
5. AutoBook
6. SypHR
7. Analyzr
8. Mobi.ai
9. Pulse

No subscriptions.
No software costs.
No third party expenses.

7. Real Life Case Study
How AI Helped a Firm Maintain Growth After Losing an Adviser

A self employed brokerage joined WIS with three advisers. Together, they completed around 45 cases per month.

Shortly after joining, one adviser left.

Normally, losing a third of the advising capacity would lead to fewer cases, slower turnaround times and a decline in service.

However, the remaining two advisers continued completing 45 cases per month, the same as before.

How this was possible

• MortgagX reduced admin
• AI tools handled suitability and communication
• onboarding became digital
• productivity increased
• cases moved faster
• client service improved

The adviser who left took a few clients, but the business replaced them quickly due to increased referrals driven by better service.

Two advisers delivered the same output that previously required three.
This is the strength of an AI-enabled model for self employed and RI advisers.

8. Zero Fees and Zero Software Costs

WIS advisers receive:

• no network fees
• no platform fees
• no CRM fees
• no compliance charges
• no admin support costs
• no third party software expenses

Most advisers in traditional networks spend £300 to £800 per month.
WIS advisers spend £0.

9. Who We Are Looking For

We welcome:

• Self Employed Mortgage Brokers – Advisers who want better tools, more support and a more modern way of working.
• Newly Qualified Advisers – We provide full training and mentoring to help you get established quickly.
• Experienced Advisers and ARs – Ideal for those frustrated with outdated systems, fees and slow processes.
• RI Applicants Ready to Grow – For advisers who want a scalable business backed by technology.

10. What Makes WIS Different

We offer the most complete proposition available for modern advisers.

You receive:

• personal AI training
• all nine AI tools
• MortgagX access
• full admin support
• leads
• mentoring
• high commission retention
• no fees
• a supportive team
• a future ready workflow

Whether you are a self employed broker, Authorised Representative or an RI, you will have everything you need to grow your business.

11. Your Journey With WIS

The process is simple:

1. Register your interest
2. Complete onboarding
3. Receive AI training
4. Access MortgagX and the AI Toolkit
5. Start advising
6. Grow your business with full support

Every step is designed to help you work smarter, faster and more efficiently.

12. Join the Future of Mortgage Broking

If you want to:

• modernise your approach
• reduce admin
• increase efficiency
• improve your client experience
• use cutting edge AI tools
• enjoy zero fees
• get personal AI training
• scale as a self employed adviser or AR

WIS Mortgages is the right home for your business.

Start your journey as an AI Ready Adviser.
Enquire on 02030111969 today and become a Registered Individual or AR with WIS Mortgages.