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2026 will be a very important year for UK homeowners.
A huge number of five-year fixed mortgages taken during Covid will come to an end.
Many of those deals were secured at around 1% interest.

When you arrive in the UK as a foreign national, almost everything feels new.
The systems are different.
The rules are different.
And one of the biggest changes is credit scoring.

For many people in the UK, housing is not a simple choice between owning and renting.
With property prices remaining high, especially across London and the South East, renting
continues to be the only realistic option for a large proportion of the population.

WIS Mortgages was built specifically to remove these silent profit leaks.

For many Skilled Workers living in the UK, buying a home has always felt like an uphill
battle.
Saving a deposit while paying high rent, understanding complex lending rules, and navigating
UK credit systems can feel overwhelming.

There are more care workers in the UK than ever before, with more 905,000 working across care homes, residential services and NHS settings. Many care workers rely on overtime and variable earnings to supplement their income, which makes getting a mortgage a bit more complicated.

For many visa holders in the UK, one of the first questions when considering home ownership is simple but important: Do I need to live in the UK for a minimum period before I can get a mortgage? Traditionally, the answer was yes. However, the reality today is more nuanced, and in some cases, far […]

Applying for a mortgage is a big undertaking that involves taking a close look at your
finances. In most cases, that means your income is one of the biggest factors that determine
how much you can borrow.

Buying a property in the UK as an IT professional on a visa can feel intimidating. Many are
earning strong salaries, often combined with contract work and additional income streams.
But lenders still assess visa status, length of stay,

For many foreign nationals living and working in the UK, owning a home is a major milestone. Over the past few years, I have worked closely with international clients from all backgrounds, and I have seen the trends, the challenges, and the opportunities that are emerging in the mortgage space.