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No joining or monthly fees Full admin & compliance support MortgagX + Mortgage AI Toolkit

Work with WIS Mortgages as a Self-Employed Mortgage Broker

Push your mortgage career forward with no fees, full support, and industry-leading technology. Keep full control of your business while benefiting from market-leading commissions, mentoring, compliance support, and leads.

Why join

Become a Self-Employed Mortgage Broker With WIS Mortgages Today

Being in the right mortgage network is one of the best ways to push your career forward as a self-employed mortgage broker. At WIS Mortgages, we offer advisers a chance to enjoy all of the perks of being in our network by joining us as a self-employed mortgage broker.

You have full access to the tools, support, training, compliance guidance and lead generation needed to scale up, with no fees attached.

Growth ready: Faster scale with tech, support, and leads.
Control: Keep ownership of your client relationships and business.
Confidence: Mentoring and compliance cover every step.

How we help new and experienced brokers

WIS Mortgages offers self-employed mortgage brokers a no-fee model with full training, admin support, cutting-edge tech and leads.

You keep full control of your business while benefiting from market-leading commissions, mentoring and compliance support. We help you enjoy faster growth, less admin, and a stronger platform that scales.

No fees Mentoring Compliance Leads
Model

What Is a Self-Employed Mortgage Broker?

Self-employed mortgage brokers fall into two categories: Appointed Representatives (ARs) and Registered Individuals (RIs). We love working with RIs, and we are keen to work with ARs too.

Registered Individuals and Appointed Representatives operate under the WIS Mortgages umbrella while maintaining full autonomy over client relationships and income. Instead of paying network fees, you gain access to market-leading systems, experienced mentors, business development support, and complete back-office assistance.

This is ideal for newly qualified brokers who want real guidance, experienced advisers tired of high network fees or poor systems, and existing self-employed brokers looking for more technology, leads, and higher commission retention.

One recently onboarded RI cut their admin time in half by utilising our tools and support.

Who this is for

Newly qualified brokers who want real guidance, real training, and a real chance to succeed.
Experienced advisers who are tired of high network fees, slow compliance, poor systems, or limited support.
Existing self-employed mortgage brokers looking for a better proposition with more technology, leads, and higher commission retention.
50%+ Admin time saved for a newly onboarded RI.
Full autonomy Keep ownership of clients and income.
Benefits

Why Become a Self-Employed Mortgage Broker With WIS?

We remove the barriers that slow brokers down—no up-front costs, fast onboarding, and proactive support.

Included

No joining fees

Start your self-employed mortgage journey without financial pressure.

Included

No monthly fees

No hidden charges or subscription deductions before you earn.

Included

Free training & mentoring

Structured development with senior broker guidance for all levels.

Included

Full back-office admin support

We handle paperwork, case chasing, and packaging so you can focus on clients.

Included

Market-leading commission rates

Retain more of your earnings with a transparent structure.

Included

Marketing & lead generation

Social content, newsletters, branding, and high-quality enquiries from our channels.

Industry-leading mortgage technology

All self-employed brokers get MortgagX and our Mortgage AI Toolkit:

Automated fact-finding Intelligent product sourcing AI-assisted research Streamlined case management Digital onboarding Data-driven recommendations Secure document sharing

Compliance and support built in

Free compliance file checks handled in-house, reducing workload and stress. Our paraplanners and admin teams streamline tasks so you can focus on advice and growth.

Marketing and brand lift

Structured support for social media, newsletters, digital visibility, branding advice, and website profiles. A recent broker grew their brand online within months using our toolkit.

Leads that keep you busy

Our long-established marketing channels generate high-quality enquiries across the UK—providing a strong pipeline for both new and experienced advisers.

Proof

How Do We Compare to Other Mortgage Networks?

WIS Self-Employed Mortgage Brokers Other Mortgage Networks
✓ No joining fees ✕ Variable signup fees
✓ Full admin support ✕ Limited to no admin support
✓ Tech stack included ✕ Pay-per-tool
✓ Case studies / proven workflows ✕ No proven workflows
Real results

Real-Life Experiences

See the impact of joining our self-employed broker model.

📊

The Challenge

One of our recently joined self-employed mortgage brokers came to us after suffering from heavy admin workloads. They were spending 9 to 10 hours daily on paperwork, fact-finding, suitability letters, and chasing lenders, leaving little time for clients or growth.

⏱️
~5 hours

Reduced daily work

From 9–10 hours to just 5 hours per day

📈
20%

Business growth

Jumped from ~3% to ~20% annually

⭐
Better

Client experience

Faster processes and stronger relationships

✨

Our Solution

  • 🤖 Automated fact-finding and suitability letters
  • 📧 Zero-inbox workflow and reduced email volume
  • 🔍 Instant criteria checks through our Criteria Bot
  • 👥 Admin support for submissions and case chasing
🚀

Ready to build your best year?

Enquire today
Process

How Does the WIS Self-Employed Broker Model Work?

Register with WIS

No fees, simple onboarding to join our network.

Complete onboarding & training

Structured mentoring for new and experienced advisers.

Access tech & support

MortgagX, AI Toolkit, back-office, marketing, compliance.

Advise clients

Work with your own clients plus additional leads from WIS.

Scale with confidence

Grow income, freedom, and lifestyle with ongoing support.

Who can apply

Who We're Looking For

  • Newly Qualified Brokers

    If you have your CeMAP (or equivalent), we'll give you mentoring, training, leads, and support to become confident quickly.

  • Experienced Advisers

    RIs and ARs who want a tech-driven, supportive network with better earnings and experience.

  • Self-Employed Ready to Scale

    Build your business with the backing of a respected brand and the resources you need to expand.

Fully Qualified Brokers
Differentiators

What Makes WIS Mortgages Different?

We bring together technology, training, support, and leads in one broker-first proposition.

💸

No fees whatsoever

Designed to let you focus on advising while we handle the heavy lifting.

🧭

Real mentoring from experienced advisers

Designed to let you focus on advising while we handle the heavy lifting.

🛡️

Full admin and compliance support

Designed to let you focus on advising while we handle the heavy lifting.

💻

Exclusive technology stack

Designed to let you focus on advising while we handle the heavy lifting.

📈

Leads delivered to you

Designed to let you focus on advising while we handle the heavy lifting.

🌐

Established brand & digital presence

Designed to let you focus on advising while we handle the heavy lifting.

Answers

Frequently Asked Questions

Quick answers about joining WIS as a self-employed mortgage broker.

Is there a minimum experience level required?
No. We welcome newly qualified advisers and experienced brokers (RIs and ARs). Our mentoring and training ensure you have the guidance you need.
Can I bring my own clients with me?
Yes. You stay in full control of your client relationships and your self-employed business.
How quickly can I start advising?
Most advisers begin shortly after onboarding and completing compliance steps.
Do you provide ongoing training?
Yes. Expect mentoring, CPD, best-practice sessions, workshops, and system training.
How are commissions paid?
We operate a transparent, market-leading commission structure designed to reward your effort.
Can I work completely remotely?
Yes. Our systems, support team, and onboarding are fully remote-friendly across the UK.
How many leads can I expect?
Lead volume varies, but our strong digital presence consistently generates quality enquiries nationwide.
What support do newly qualified brokers receive?
Structured mentoring, compliance guidance, case support, system training, and hands-on help with first files.
What if I already have my own process?
Keep your workflow and enhance it with our tech and admin support without restricting how you manage your business.

Take the Next Step

Whether you’re just starting out or looking for a better home for your business, WIS Mortgages provides a modern, adviser-focused proposition built for long-term success.

Enquire today

This article is for information purposes only and does not constitute financial advice.

Want to Talk it Through?

020 3011 1986 help@wismortgages.co.uk

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