Will I Be Credit Checked? | WIS Mortgages | Get Advice
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Will I Be Credit Checked?

The short answer is yes because you can’t get a mortgage without a credit check.

However, initially, we will only need to carry out a ‘soft’ credit check in order to find you the most suitable mortgage. This won’t affect your credit score in any way, and it won’t show up on your credit file.

Alternatively, we can look through your credit file and give our opinion.

We can often help you find a mortgage even if you have had problems with credit in the past. Just contact one of our experienced advisors, and they will go through your options with you.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

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WIS Mortgages and Insurance Services is a trading style of WIS Contractor Mortgages Ltd which is registered in England and Wales. Registered Number 11496588. Registered Office 4 Imperial Place, Maxwell Road, Borehamwood, England, WD6 1JN.

WIS Contractor Mortgages Ltd is authorised and regulated by the Financial Conduct Authority. Registered number 824411.

Your property may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but will be agreed with you before proceeding.

We are an independent firm for insurance products we offer.

You may have to pay an early repayment charge to your existing lender if you remortgage. Your savings will depend on personal circumstances.