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Month: April 2022

Do banks accept guarantors for mortgages?

April 26, 2022

Buying a home is everyone’s dream. But obtaining a mortgage can be challenging for some people. Especially those with bad credit history. A mortgage guarantor could be the answer. But do banks accept guarantors for mortgages post the financial crisis?

What to ask when buying a flat

April 21, 2022

Buying your own flat sounds like a dream come true to a lot of people. If you’ve dreamt for years of owning property outright and saying goodbye to the endless money pit that is renting, it’s easy to forget that buying any property is a major decision and something that you need to consider carefully before you make a final decision.

What is the best mortgage loan for a first-time buyer?

April 19, 2022

If it is your first time buying a home, you’re classified as a first time buyer. As such, you may qualify for specific mortgage products designed for people taking their first foray into the property market.

How to get a mortgage for a first-time buyer

April 14, 2022

Buying a home is a huge, life-changing decision to make, and it’s not uncommon to get a little nervous about the process. Unless you’re just going to pay for it out of pocket, you’ll need to take out a loan to help finance the purchase of your new home.

Is an Islamic mortgage halal or haram?

April 12, 2022

Mortgages, by their very nature, are interest-bearing products. This means that according to the Islamic faith they are considered haram, an Arabic term meaning forbidden. As a result, many people believe that any kind of mortgage should be considered haram according to Muslim teaching.

Can you rent out on a first-time buyer mortgage?

April 5, 2022

Most homeowners are aware that there are numerous types of mortgage products on the market, although most people will only learn about the ones they use personally in any detail.