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Month: December 2022

How much do I end up paying on mortgage?

December 30, 2022

Few people have the privilege of buying a house outright in cash, leaving the structured repayment approach of mortgage loans the more manageable solution. If you’re new to the process, you may have wondered ‘How much do I end up paying on a mortgage?’.

Can someone be a guarantor on a mortgage?

December 16, 2022

Depending on your circumstances, choosing to get a guarantor on a mortgage can be a valuable way to access lenders that may be otherwise inaccessible to you. Different lenders have varying policies surrounding guarantors, but there are plenty of options if you have a suitable guarantor to provide additional security on your mortgage.

Getting a mortgage as an IR35 contractor

December 9, 2022

With recent mini-budgets and continual alterations causing instability surrounding what will happen with IR35, it’s more challenging than ever for the average individual to figure out whether they’re eligible for a mortgage. Not to mention what they need to do to get in front of the most suitable lenders.

Where can I get a copy of my EPC certificate?

December 2, 2022

An EPC certificate is required by law when a property is built, sold, or rented. It gives potential buyers or tenants an indication of the property’s energy efficiency. But where can I get a copy of my EPC certificate? In this article, we’ll discuss where you can get a copy of your EPC certificate, what information it contains, and why it’s crucial.