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When it comes to our finances, most of us have had at least one blip or other in our history. Whether you’ve had CCJs in the past or you’ve struggled to keep up with credit card repayments, it’s easy for your credit score to be damaged or take a dip now and then.

Buying a home is one of the largest financial transactions most people make. So, unless you’ve won the lottery, that means getting a mortgage. But what exactly is a mortgage?

There is much to consider when buying a home. If you are asking ‘How quickly can you get a mortgage in 2022?’, then it’s likely speed is important to you. To act quickly, you’ll want to get onto finding quality advice, a good deal and the most suitable lender swiftly so that you can make an offer.

If you are planning to remortgage your property, but you have taken out a loan that is yet to be paid off, you might be wondering ‘Will having a loan affect my remortgage?’ The simple answer is that it will, and you should be prepared for that.

There are many reasons why you may want to consider remortgaging your home. From savings thousands a year to accessing funds for that overdue kitchen renovation, getting a remortgage is more popular than ever.

If you’re an independent contractor looking for a mortgage, you may be concerned that your working status might affect your application’s success or how much you can borrow.

If you’re thinking of buying a house with a mortgage, it is likely to be the biggest financial decision you will make and there are many factors to consider.

If you’ve had a mortgage in place for at least a few years, you’ve likely come across information on remortgaging. Have you seen other offers for your current mortgage lender?

Waiting can be frustrating, and we are often asked questions about how long it might take to get a mortgage in 2021. The home-buying process involves viewings, paperwork and lots of checks before you get given the keys.

Lots of homeowners choose to remortgage, whether it’s to move to a new property, release equity from their home or to benefit from a mortgage on their current property with a better interest rate or more suitable features.