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Islam forbids interest-bearing loans, which means that traditional mortgage products in the UK are usually forbidden under Sharia law. If you’re looking for an Islamic mortgage or a home loan that’s compliant with your beliefs, you can look for a specialist type of mortgage that some banks offer which involves paying rent instead of interest. In this article, we explore what an Islamic mortgage is and where to get an Islamic mortgage in the UK.

If you’re considering purchasing a home, but your religion prevents you from seeking a conventional loan form of mortgage, an Islamic mortgage offers a viable alternative that is compliant with Sharia law. More specialist lenders are offering versions of home purchase plans or halal mortgages, providing people within the Islamic faith a viable way to purchase a home without the need to pay money for money.

Few people have the privilege of buying a house outright in cash, leaving the structured repayment approach of mortgage loans the more manageable solution. If you’re new to the process, you may have wondered ‘How much do I end up paying on a mortgage?’.

With recent mini-budgets and continual alterations causing instability surrounding what will happen with IR35, it’s more challenging than ever for the average individual to figure out whether they’re eligible for a mortgage. Not to mention what they need to do to get in front of the most suitable lenders.

An EPC certificate is required by law when a property is built, sold, or rented. It gives potential buyers or tenants an indication of the property’s energy efficiency. But where can I get a copy of my EPC certificate? In this article, we’ll discuss where you can get a copy of your EPC certificate, what information it contains, and why it’s crucial.

In recent years the law surrounding Energy Performance Certificates (EPCs) has gradually changed to enforce stricter regulations surrounding the energy efficiency of rental properties. EPC reports are essential when selling or letting a property, and landlords must make sure their tenanted properties meet a minimum level of efficiency.

If you are struggling to find a mortgage that works for you and have been looking for a more ethical way of financing your home, there are alternatives to traditional mortgages that you might want to consider. One of these is an Islamic mortgage. But how does an Islamic mortgage work, and who can apply for one?

Help To Buy mortgages are an excellent option for those who are looking to make getting onto the property ladder that little bit more affordable. The scheme exists to help buyers get a foothold into a property of their own. But when you’re involved in the scheme, can you then re-mortgage your property like you can with a normal mortgage setup?

There are plenty of mortgages online aimed at contractors. Each promises to cater to the particular circumstances surrounding contractors. However, it may be difficult to find one that meets your needs. This article highlights the nature of mortgages for contractors and what you can do to secure the best mortgage for contractors UK.

When most people hear cladding, they think of the negative news stories surrounding fire hazards and unscrupulous property developers. While necessary to consider, these stories don’t tell the whole picture. Therefore, if you’ve been wondering should I buy a flat with cladding, this article explores the topic objectively.