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Every month, we get calls from customers who have encountered mortgage lenders that are hesitant of financing anything beyond 4-4.5x their annual income. Read on to learn everything there is to know about potentially getting a mortgage that is 5 times your salary.

Committing to a mortgage is a very big financial decision, which is why expert advice can be a very attractive prospect. Mortgage brokers have the expertise you need and can perform a mortgage search on your behalf, do the comparisons and guide you through your application.

Everyone dreams of one day living in their house, free from the obligation of paying rent. Others dream of opening up a business such as a retail store or restaurant. In all these dreams, one has first to own the building. However, buildings are expensive, meaning you’ll have to save for quite a long time before you can afford one.

Buy to let mortgages are a good option for contractors looking to build their retirement funds. This is because rent paid by tenants can bring in additional monthly income – making buy to let mortgages a viable form of investment for UK contractors. Learning about how these mortgages work and the key factors to consider when pursuing them can make the process more straightforward.

Help to buy schemes can be valuable for getting first-time buyers onto the property ladder. As a government-backed option explicitly designed for new-build properties, a help to buy mortgage can provide an opportunity to buy a home sooner for individuals that fit into a specific set of criteria.

Looking for a local mortgage broker in the Kent area? Choose WIS! We offer our customers plenty of benefits, from free initial advice and zero fees, through to UK-wide mortgage coverage and specialist mortgage advice for contractors.

Buying a home is everyone’s dream. But obtaining a mortgage can be challenging for some people. Especially those with bad credit history. A mortgage guarantor could be the answer. But do banks accept guarantors for mortgages post the financial crisis?

Buying your own flat sounds like a dream come true to a lot of people. If you’ve dreamt for years of owning property outright and saying goodbye to the endless money pit that is renting, it’s easy to forget that buying any property is a major decision and something that you need to consider carefully before you make a final decision.

Buying a home is a huge, life-changing decision to make, and it’s not uncommon to get a little nervous about the process. Unless you’re just going to pay for it out of pocket, you’ll need to take out a loan to help finance the purchase of your new home.

Mortgages, by their very nature, are interest-bearing products. This means that according to the Islamic faith they are considered haram, an Arabic term meaning forbidden. As a result, many people believe that any kind of mortgage should be considered haram according to Muslim teaching.