Mortgage Broker in Greater London

Expert mortgage advice across Greater London. From first-time buyers in Wimbledon to buy-to-let investors in Richmond — WIS Mortgages covers Greater London with specialist lender access and complex case expertise.

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FCA
Authorised Broker · Reg 824411
90+
Lenders · Whole of Market
5.0★
Google Rated · 400+ reviews
Daily
Complex Cases · Approved

Local insight

Mortgages in Greater London

Greater London areas including Richmond, Wimbledon, Putney and Totteridge offer a distinctive combination of suburban space and excellent London transport links. These areas attract young families, senior professionals and buy-to-let investors and typically command premium prices reflecting their desirability. WIS Mortgages handles the full range of Greater London mortgage cases including First-Time Buyer Mortgages, Remortgage cases for homeowners coming off fixed rates, Contractor Mortgages and Foreign National Mortgages for the diverse Greater London professional community.

Mortgage Services in Greater London

Whether you are buying, remortgaging or investing, we handle the complex cases others decline.

View all 30+ products
First-Time Buyer Mortgages

Buying your first home with as little as 5% deposit.

Learn more Contractor Mortgages

Day rate used for affordability. IR35 and umbrella accepted.

Learn more Foreign National & Visa Mortgages

Skilled Worker, Spouse and Tier 2 visa holders accepted.

Learn more Self-Employed Mortgages

One year accounts considered. Directors and sole traders welcome.

Learn more NHS & Key Worker Mortgages

Borrow up to 5.5× income. Overtime and shift pay included.

Learn more Buy-to-Let Mortgages

Standard BTL, HMO, SPV and holiday let mortgages.

Learn more Remortgage

Fixed rate ending? Compare 90+ lenders. Lock and switch.

Learn more Bridging Loans

Auction purchases, renovations and chain breaks.

Learn more

Areas We Cover in Greater London

We support clients across the whole of Greater London and the surrounding area - from city-centre flats to suburban family homes.

01
Richmond
Premium riverside area, family homes and buy-to-let mortgages
02
Wimbledon
Premium South West London, self-employed and contractor mortgages
03
Putney
Young professional market, first-time buyer and remortgage cases
04
Totteridge
Premium North London village, high net worth and director mortgages
Active coverage
Coverage zone · Greater London
4 areas · Multiple postcodes
Nationwide adviser network

Why Greater London Clients Choose WIS Mortgages

Specialist whole-of-market expertise, an FCA-regulated team, and a track record of saying yes to the cases that get declined elsewhere.

Complex Cases Welcome

Foreign nationals, contractors, self-employed and NHS workers - we handle the cases others decline.

01 - Approval First

Whole of Market Access

We compare 90+ lenders including specialist lenders not available on the high street.

02 - Lender Network

FCA Regulated

Authorised and regulated by the Financial Conduct Authority. Register number 824411.

03 - Regulatory

Ask how MortgagX works with advice from our team.

Open our Contact page on this site - message or request a callback and we will outline MortgagX alongside broker-led mortgage support.

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“Three lenders said no because of my contractor day rate. WIS got us approved in nine days on a property we'd already lost twice.”

Priya R.
IT Contractor
9 days
Offer to Exchange
£485k
Loan Amount
5.5×
Income Multiple
Case file
Property typeFlat (period conv.)
Income basisDay rate × 5
Deposit15%
LenderSpecialist · Top-5
Initial rate4.89% / 5y fix
Q.01
Can I get a mortgage in Greater London as a first-time buyer?
Yes. WIS Mortgages helps first-time buyers across Greater London with 5 percent deposit options, government scheme advice and whole of market lender access. Greater London areas like Putney and Wimbledon are popular with first-time buyers and we handle these cases regularly.
Yes. Our Contractor Mortgages use your day rate to calculate affordability. Greater London has a large contractor workforce and IR35, umbrella and limited company contractors are all accepted. Day rates in Greater London often allow contractors to borrow significantly more than standard income multiples.
Yes. WIS Mortgages compares over 90 lenders to find your best remortgage deal across Greater London. We recommend starting the process 3 to 6 months before your fixed rate ends. We can lock in a rate now and switch you to a lower rate if rates fall before completion.
Average house prices in Greater London areas vary from around £500,000 in Putney to over £1 million in Richmond and Wimbledon. Most lenders offer 4 to 4.5 times your annual income. Specialist lenders may offer higher income multiples for certain professions.
Yes. Greater London offers strong rental demand and solid yields particularly in areas with good transport links. We offer Standard Buy-to-Let Mortgages, HMO Mortgages and SPV Mortgages through a limited company for Greater London landlords.
Yes. WIS Mortgages specialises in Foreign National and Visa Holder Mortgages across Greater London. We work with lenders who accept Skilled Worker, Spouse and Tier 2 visa holders. Greater London has a large overseas professional community and we handle these cases every week.

Find Out How Much You Can Borrow in Greater London

Use our free mortgage affordability calculator. No credit check, no contact details required - just an honest indication of what 90+ lenders could offer you today.

Try the Calculator
AffordabilityLive preview
Annual income£72,000
Deposit£48,500
Term30 years
Income basisContractor
Max borrowing
£396,000

Want to Talk it Through?

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