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First-Time Buyer Mortgages

How much do I need to earn to borrow 400K?

By WIS Team | 5 minutes read

It's no secret that your income is one of the key factors in determining how much you can borrow. But…

First-Time Buyer Mortgages

How much can you gift for a mortgage: definitive guide

By WIS Team | 6 minutes read

One of the biggest challenges for buying a home is saving up a deposit, particularly as property prices have continued…

First-Time Buyer Mortgages

Can my parents co-sign my mortgage with me?

By WIS Team | 5 minutes read

If you are trying to secure your very first mortgage, you may be wondering "Can my parent co sign mortgage?"…

First-Time Buyer Mortgages

Can first time buyers get a 95% mortgage?

By WIS Team | 5 minutes read

For many people, getting on the property ladder is almost impossible without the help of a mortgage. Mortgages enable property…

First-Time Buyer Mortgages

How does a gifted deposit work?

By WIS Team | 5 minutes read

Getting on the property ladder in the UK has never been more difficult. In fact, according to UK Finance and…

First-Time Buyer Mortgages

How to apply for a mortgage with help to buy

By WIS Team | 6 minutes read

If you're thinking about buying a new home, you may be wondering how to apply for a mortgage with help…

First-Time Buyer Mortgages

What is the average mortgage rate for a first-time buyer?

By WIS Team | 6 minutes read

There are many different types of mortgages out there, and many different mortgage rates, depending on how much you earn…

First-Time Buyer Mortgages

What is the best mortgage loan for a first-time buyer?

By WIS Team | 6 minutes read

If it is your first time buying a home, you’re classified as a first time buyer. As such, you may…

First-Time Buyer Mortgages

Can you rent out on a first-time buyer mortgage?

By WIS Team | 3 minutes read

Most homeowners are aware that there are numerous types of mortgage products on the market, although most people will only…