Category: Contractor Mortgages

Can You Get a Mortgage on a Zero-Hour Contract in the UK (2026 Guide)

April 24, 2026

Yes, it is possible to get a mortgage on a zero-hour contract in the UK. While income may not be fixed, many lenders will consider applications where there is at least 12 months’ work history, consistent earnings, and clear supporting documentation such as payslips and P60s. What is a zero-hour contract? A zero-hour contract is […]

Do Bank Holidays & Weekend Shifts Count in Mortgage Affordability?

November 14, 2025

If you’re thinking about getting a mortgage while working bank holidays, overtime or weekend shifts, you might be wondering if lenders will count this additional income. It’s quite a complex scenario that often requires professional insight to answer.

How do I get help to buy mortgage?

January 26, 2025

Everyone dreams of one day living in their house, free from the obligation of paying rent. Others dream of opening up a business such as a retail store or restaurant. In all these dreams, one has first to own the building.

Can I take over my parent’s mortgage after death?

January 22, 2025

It’s never easy thinking about the potential death of a loved one, and for that reason, many of us put off making a will or discussing financial arrangements. Although many older people will have paid off any remaining mortgage debt by the time they die, increasingly this is not the case.

How does an Islamic mortgage work?

October 21, 2022

If you are struggling to find a mortgage that works for you and have been looking for a more ethical way of financing your home, there are alternatives to traditional mortgages that you might want to consider. One of these is an Islamic mortgage. But how does an Islamic mortgage work, and who can apply for one?

Do mortgage brokers save you money in reality?

June 24, 2022

Committing to a mortgage is a very big financial decision, which is why expert advice can be a very attractive prospect. Mortgage brokers have the expertise you need and can perform a mortgage search on your behalf, do the comparisons and guide you through your application.

How do I get help to buy mortgage?

June 7, 2022

Everyone dreams of one day living in their house, free from the obligation of paying rent. Others dream of opening up a business such as a retail store or restaurant. In all these dreams, one has first to own the building. However, buildings are expensive, meaning you’ll have to save for quite a long time before you can afford one.

Property Market Update – July

August 13, 2021

Property Market Update? As per Nationwide, annual house price growth in June 2021 has been reported at 13.4%.