Category: Legal & Process Guides

If you’re considering purchasing a home, but your religion prevents you from seeking a conventional loan form of mortgage, an Islamic mortgage offers a viable alternative that is compliant with Sharia law. More specialist lenders are offering versions of home purchase plans or halal mortgages, providing people within the Islamic faith a viable way to purchase a home without the need to pay money for money.

In recent years the law surrounding Energy Performance Certificates (EPCs) has gradually changed to enforce stricter regulations surrounding the energy efficiency of rental properties. EPC reports are essential when selling or letting a property, and landlords must make sure their tenanted properties meet a minimum level of efficiency.

When most people hear cladding, they think of the negative news stories surrounding fire hazards and unscrupulous property developers. While necessary to consider, these stories don’t tell the whole picture. Therefore, if you’ve been wondering should I buy a flat with cladding, this article explores the topic objectively.

Buying your own flat sounds like a dream come true to a lot of people. If you’ve dreamt for years of owning property outright and saying goodbye to the endless money pit that is renting, it’s easy to forget that buying any property is a major decision and something that you need to consider carefully before you make a final decision.

If you’re planning to purchase a property, you may have come across the terms ‘decision in principle’ (DIP) or ‘mortgage in principle’ (MIP). A DIP could help you make important decisions about your financial future and help you convince estate agents that your offers are realistic.

Waiting can be frustrating, and we are often asked questions about how long it might take to get a mortgage in 2021. The home-buying process involves viewings, paperwork and lots of checks before you get given the keys.

One of the most common questions we get asked is, can I get a mortgage with a poor credit score? The answer, of course, depends on your circumstances. But for the most part, yes it is possible to get a mortgage with poor credit history.

Do all wills go through probate? Anyone can make a will by writing down their preferences and the details of any legacies they want to

Does lasting power of attorney cover health and welfare? The law of Lasting Power of Attorney was created in 2007. Lasting Power of Attorney lets

What type of property valuations do you need for a mortgage? Property investments are long term, and homebuyers need to make sure that their chosen