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If you are struggling to find a mortgage that works for you and have been looking for a more ethical way of financing your home, there are alternatives to traditional mortgages that you might want to consider. One of these is an Islamic mortgage. But how does an Islamic mortgage work, and who can apply for one?

Help To Buy mortgages are an excellent option for those who are looking to make getting onto the property ladder that little bit more affordable. The scheme exists to help buyers get a foothold into a property of their own. But when you’re involved in the scheme, can you then re-mortgage your property like you can with a normal mortgage setup?

There are plenty of mortgages online aimed at contractors. Each promises to cater to the particular circumstances surrounding contractors. However, it may be difficult to find one that meets your needs. This article highlights the nature of mortgages for contractors and what you can do to secure the best mortgage for contractors UK.

When most people hear cladding, they think of the negative news stories surrounding fire hazards and unscrupulous property developers. While necessary to consider, these stories don’t tell the whole picture. Therefore, if you’ve been wondering should I buy a flat with cladding, this article explores the topic objectively.

Every month, we get calls from customers who have encountered mortgage lenders that are hesitant of financing anything beyond 4-4.5x their annual income. Read on to learn everything there is to know about potentially getting a mortgage that is 5 times your salary.

Committing to a mortgage is a very big financial decision, which is why expert advice can be a very attractive prospect. Mortgage brokers have the expertise you need and can perform a mortgage search on your behalf, do the comparisons and guide you through your application.

Everyone dreams of one day living in their house, free from the obligation of paying rent. Others dream of opening up a business such as a retail store or restaurant. In all these dreams, one has first to own the building. However, buildings are expensive, meaning you’ll have to save for quite a long time before you can afford one.

Buy to let mortgages are a good option for contractors looking to build their retirement funds. This is because rent paid by tenants can bring in additional monthly income – making buy to let mortgages a viable form of investment for UK contractors. Learning about how these mortgages work and the key factors to consider when pursuing them can make the process more straightforward.

Help to buy schemes can be valuable for getting first-time buyers onto the property ladder. As a government-backed option explicitly designed for new-build properties, a help to buy mortgage can provide an opportunity to buy a home sooner for individuals that fit into a specific set of criteria.

Looking for a local mortgage broker in the Kent area? Choose WIS! We offer our customers plenty of benefits, from free initial advice and zero fees, through to UK-wide mortgage coverage and specialist mortgage advice for contractors.