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Waiting can be frustrating, and we are often asked questions about how long it might take to get a mortgage in 2021. The home-buying process involves viewings, paperwork and lots of checks before you get given the keys.

Lots of homeowners choose to remortgage, whether it’s to move to a new property, release equity from their home or to benefit from a mortgage on their current property with a better interest rate or more suitable features.

One of the most common questions we get asked is, can I get a mortgage with a poor credit score? The answer, of course, depends on your circumstances. But for the most part, yes it is possible to get a mortgage with poor credit history.

If you are one of the 2.65 million landlords in the UK, you may be looking at ways to grow your property portfolio. But you may be wondering, can I remortgage my buy to let? Well, the good news is that yes, you can.

Working as a contractor gives you freedom and flexibility, but there are some downsides as well. Many contractors find that obtaining a mortgage working as a contractor is difficult, if not impossible.

The government has proposed that all rental properties will need an EPC rating of ‘C’ or above by 2025. Similar to the previous changes, the new regulations will be introduced for new tenancies first, followed by all tenancies from 2028.

After all the searching, paperwork, communications and waiting around, the day has finally arrived. Completing your remortgage is the first step to the end of the line for the remortgaging process and marks the final required procedures to finish refinancing.

Remortgaging can yield many benefits, such as reducing your current monthly mortgage payments at a lower interest rate.

Propertymark states that the government is unlikely to meet the 300,000 houses per year target until 2028. For 2020 the total new build completions amount to 220,600 which makes the target not achievable.

A Buy-to-let investment strategy remains a potentially lucrative prospect in the UK, but prospective landlords need to carefully weigh up the expenses of owning a rental property, the largest being the mortgage.