Category: Uncategorized

Getting on the property ladder has always been a big life achievement in the UK. This
milestone is becoming more achievable for foreign nationals thanks to expanding visa

Buying your own home in the UK is a huge achievement that many people aspire to. However, for foreign nationals in the UK who are here on a visa, that dream might seem out of reach. Our team at WIS Mortgages help people in this situation regularly, with one of the most common questions being, […]

Applying for a mortgage as an NHS worker? Then it really helps to be prepared. Many NHS
workers use overtime, enhancements, shift allowances and bank work to make up their
salary.

For many first-time buyers and home movers, one of the first questions that comes up is: “What salary do I need to get a mortgage in the UK?” Although this is a perfectly reasonable question, it doesn’t have a straightforward answer.

For many people in the UK, buying their first home is the start of a new chapter in life. This huge milestone is exciting, but for foreign nationals living and working here,

Finding the right mortgage for your situation takes a lot of research and commitment. This can be a problem if you work in a demanding role, such as with the NHS. You’ll likely be dealing with long shifts,

Buying a home together is exciting, but if one of you works for the NHS, the mortgage process can look a little different. Some lenders view NHS income favourably, and there may be special schemes or key-worker products that you could benefit from.

If you’re thinking about getting a mortgage while working bank holidays, overtime or weekend shifts, you might be wondering if lenders will count this additional income. It’s quite a complex scenario that often requires professional insight to answer.

Working in the NHS as a contractor offers flexibility and independence but applying for a mortgage can feel daunting. Many lenders still treat contract income as “non-standard,” making the process harder

When applying for a mortgage, lenders in the UK assess not just your income, but also your financial commitments. One important factor is whether you have dependents, such as children or other family members who rely on your income.